Buildings insurance - Renting and letting

If you intend to let your home to tenants, you will need to tell your insurer that the property is to be let: standard policies are often invalid for let property. It is also worth taking out extra insurance that is available specifically for landlords, for example to cover lost rental income and legal expenses. If you are renting a property from a landlord, check what your insurance responsibilities are; the details should be given in your rental agreement. Although your landlord may take responsibility for the fabric of the building, you may be responsible for damage to fixtures and fittings.